Obamacare was supposed to help patients become better healthcare consumers by allowing them to shop for high deductible health plans at lower cost. High deductible health plans are sold as a way for consumers to take greater control over managing their medical costs, but new research shows people on those plans are no better at price shopping for health care professionals or services than people on traditional insurance. The study surveyed more than 1,000 “high deductible” health insurance enrollees of which 71% believe out of pocket costs were important to consider when choosing a doctor. They compared this to 852 enrollees traditional of “low deductible” plans and they had the exact same perspective. The researchers also found that during their last use of medical care, the “high deductible” plan enrollees were no more likely than traditional plan enrollees to consider going to another professional for care or to compare out of pocket costs across health care professionals. They concluded that “having more skin in the game” makes no difference on how consumers shop for health care and insurance.
If you need help understanding your health insurance as it relates to any aspect of eye care service we provide please call The Eye Clinic of Texas, an affiliate of Houston Eye Associates, at 800-423-3937, visit The Eye Clinic of Texas, Google+ or facebook.com/ecot.lasik.
The Eye Clinic of Texas is an affiliate of Houston Eye Associates, the largest ophthalmology clinic in the nation. We are a leading eye care practice serving the greater Houston, Galveston, League City and Texas City with offices at 1100 Gulf Freeway, Suite 114, League City, Texas 77573, 7111 Medical Center Drive, Suite 110, Texas City, Texas 77590 and 2302 Avenue P, Galveston, Texas.